Free Tools
67 free tools for statements, investing, and finance ops
These tools are built for statement cleanup, reconciliation prep, matching, variance checks, recurring charge discovery, tax estimation, investing math, and cash planning. Every tool runs instantly in-browser.
CSV to JSON Converter
Convert statement CSV rows to JSON instantly in your browser.
JSON to CSV Converter
Turn JSON transactions into spreadsheet-ready CSV format.
Statement Date Normalizer
Normalize mixed date formats into consistent YYYY-MM-DD output.
Transaction Description Cleaner
Clean noisy merchant descriptions for matching and categorization.
Duplicate Transaction Checker
Detect likely duplicate transactions from pasted rows.
Running Balance Checker
Verify amount-to-balance continuity across statement rows.
Bank Reconciliation Variance Finder
Compare expected versus actual closing balance from statement transactions.
Transaction Matcher
Match statement rows to ledger rows using amount, date, and description similarity.
CSV Column Auto-Mapper
Normalize messy statement headers into a standard transaction layout.
Debit/Credit Sign Normalizer
Standardize signed amounts and debit-credit columns into one clean format.
Expense Category Splitter
Auto-group spending into top accounting categories.
Expense Category Splitter v2
Categorize outflows from signed or debit-credit statement exports.
Subscription Leak Finder
Spot recurring subscription charges hidden in your statement.
Savings Rate Calculator
Calculate monthly savings rate using income and expense inputs.
SIP Calculator
Estimate future value from monthly SIP investments.
Compound Interest Calculator
See how savings grow with compounding over time.
Single-Page Statement Cashflow Calculator
Summarize incoming and outgoing totals from one-page statement CSVs.
Tax Estimator
Estimate approximate tax liability by country and date.
Annualized Return Calculator
Convert total return into annualized growth.
Emergency Fund Calculator
Estimate how much cash cushion you need.
Debt Payoff Calculator
Compare payoff speed and total interest for debt plans.
Salary to SIP Calculator
See how much of your salary can go into SIP investing.
Invoice VAT/GST Calculator
Split net, tax, and gross invoice values fast.
Bank Interest Forecaster
Estimate interest earned on savings balances.
Invoice / Receipt Line Item Splitter
Break one invoice or receipt into line-item totals.
Bank Fee Finder
Spot hidden bank fees and service charges fast.
Foreign Exchange Fee Calculator
Estimate FX spread and fee impact on card spend.
Cash Burn Rate Calculator
Measure monthly burn from incoming and outgoing cash.
Payroll Net Pay Calculator
Estimate take-home pay after taxes and deductions.
Subscription Annual Cost Calculator
Show the true yearly cost of recurring subscriptions.
Invoice Due Date Calculator
Calculate payment due dates from invoice terms.
Revenue Recognition Schedule Calculator
Spread revenue across a simple monthly schedule.
Expense Trend Spotter
Find rising spend trends in transaction CSVs.
Bank Transaction Timeline Plotter
Turn transactions into a simple dated timeline.
Cash Runway Calculator
Estimate how many months your cash reserve will last.
Bill Due Date Forecast
Plan upcoming bill due dates and payment timing.
Expense Reimbursement Checker
Check if expense claims look reimbursable.
Receipt vs Statement Matcher
Match receipts to bank statement transactions.
Merchant Spend Breakdown
See which merchants absorb the most cash.
Monthly Budget vs Actual
Compare budgeted spend to actual statement totals.
Cashflow Gap Detector
Spot the periods where cash goes negative.
Merchant Refund Tracker
Track refunds against original charges.
Bank Statement Page Counter
Estimate statement size from pages and row density.
Expense Category Budget Planner
Set monthly targets by major expense category.
Cash Reserve Ratio Calculator
Measure cash reserves versus monthly outflow.
Loan EMI Calculator
Calculate monthly EMI, total interest, and total payment for any loan.
Net Worth Calculator
Calculate your net worth by totalling assets and liabilities.
Profit Margin Calculator
Calculate gross profit, margin percentage, and markup.
Inflation Calculator
See how inflation erodes purchasing power over time.
ROI Calculator
Calculate return on investment and net profit.
Discount Calculator
Calculate savings and final price after a discount.
50/30/20 Budget Calculator
Split your after-tax income into needs, wants, and savings.
Retirement Savings Calculator
Estimate how much your retirement corpus could be.
Loan Amortization Calculator
See a full month-by-month amortization schedule for any loan.
Tip Calculator
Calculate tip amount and total bill easily.
Sales Tax Calculator
Calculate sales tax amount and total including tax.
Percentage Calculator
Quickly calculate percentages for any use case.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio from monthly debts and income.
Working Capital Calculator
Calculate working capital and current ratio for your business.
Break-Even Point Calculator
Find the number of units you need to sell to break even.
Depreciation Calculator
Calculate straight-line and declining balance depreciation for any asset.
DSCR Calculator
Calculate your Debt Service Coverage Ratio for loan qualification.
Quick Ratio (Acid Test) Calculator
Measure your ability to cover short-term liabilities with liquid assets.
Accounts Receivable Aging Calculator
Summarize receivables into aging buckets for collections planning.
Cost of Goods Sold (COGS) Calculator
Calculate COGS from inventory and purchases for your business.
Inventory Turnover Calculator
Calculate how efficiently your inventory is sold and replaced.
Operating Cash Flow Calculator
Estimate cash generated from core business operations.