Free Tool
Free Monthly Budget vs Actual
Enter budget and actual spend totals to see the variance, overspend, and the size of the gap.
Tool workspace
Run the tool below, then copy or reuse the cleaned output in your spreadsheet or finance workflow.
- Enter budget and actual spend per category or line.
- See the variance, overspend, and the size of the gap.
- Useful for monthly planning and reviews.
| Category | Budget | Actual | Variance |
|---|---|---|---|
| Food | $3,000.00 | $3,275.00 | $275.00 |
| Transport | $1,500.00 | $1,610.00 | $110.00 |
| Subscriptions | $500.00 | $540.00 | $40.00 |
| Shopping | $2,000.00 | $1,200.00 | -$800.00 |
Output
Total budget: $7,000.00
Total actual: $6,625.00
Total variance: -$375.00
Input stays in your browser. No upload is required for these free tools.